Heat a large pot over medium heat. Add the ground turkey and cook for 6–8 minutes, breaking it into crumbles, until browned and cooked through.
Add the onion, carrots, and celery. Cook for approximately 5 minutes, stirring occasionally, until the vegetables begin to soften.
Add the minced garlic and cook for another minute, until fragrant.
Stir in the beans with their liquid, diced tomatoes, salsa, cumin, chili powder, onion powder, and garlic powder.
Bring the chili to a gentle simmer. Reduce the heat to low, partially cover, and cook for approximately 30–40 minutes, stirring occasionally.
Season with salt and black pepper to taste. Divide among bowls and serve warm.